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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,321 | $63,773+33.8% | $81,286+5.0% | $80,925+5.4% |
| Participation rate | 92.9% | 63.9%+28.9pp | 69.5%+23.3pp | 67.7%+25.2pp |
| Annual return | 9.60% | 16.37%-6.8pp | 24.80%-15.2pp | 35.65%-26.0pp |
| Employer contribution / active EE | $3,372 | $1,979+70.4% | $2,463+36.9% | $2,756+22.3% |
| Participant deferral / active EE | $3,295 | $3,093+6.5% | $3,883-15.1% | $4,299-23.3% |
| Admin fee / account holder | $4,247 | $5,682-25.3% | $5,764-26.3% | $6,940-38.8% |