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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,321 | $63,845+33.6% | $81,370+4.9% | $80,959+5.4% |
| Participation rate | 92.9% | 63.9%+29.0pp | 69.5%+23.3pp | 67.7%+25.2pp |
| Annual return | 9.60% | 16.37%-6.8pp | 24.85%-15.2pp | 35.67%-26.1pp |
| Employer contribution / active EE | $3,372 | $1,980+70.3% | $2,464+36.9% | $2,757+22.3% |
| Participant deferral / active EE | $3,295 | $3,093+6.5% | $3,885-15.2% | $4,300-23.4% |
| Admin fee / account holder | $4,247 | $5,688-25.3% | $5,749-26.1% | $6,925-38.7% |