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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,690 | $71,872+51.2% | $86,691+25.4% | $68,495+58.7% |
| Participation rate | 64.0% | 72.2%-8.2pp | 76.6%-12.6pp | 67.9%-3.9pp |
| Annual return | -17.11% | 3.53%-20.6pp | 35.94%-53.0pp | -7.84%-9.3pp |
| Employer contribution / active EE | $1,049 | $2,173-51.7% | $2,837-63.0% | $2,596-59.6% |
| Participant deferral / active EE | $3,592 | $3,779-4.9% | $4,656-22.8% | $4,028-10.8% |
| Admin fee / account holder | $779 | $6,112-87.3% | $7,492-89.6% | $5,403-85.6% |