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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $70,853 |
Filed as: CBIZ INVESTMENT ADVISORY SERVICES L Service code 27 6050 OAK TREE BLVD S STE 500 · CLEVELAND, OH 44131 | Advisory (Plan) | $51,918 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $16,545 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,304 | $69,823-45.1% | $76,902-50.2% | $74,473-48.6% |
| Participation rate | 70.8% | 70.0%+0.8pp | 69.6%+1.2pp | 70.7%0pp |
| Annual return | 14.37% | 19.99%-5.6pp | 37.91%-23.5pp | 34.36%-20.0pp |
| Employer contribution / active EE | $1,821 | $2,148-15.2% | $2,534-28.1% | $2,638-31.0% |
| Participant deferral / active EE | $2,455 | $3,558-31.0% | $3,833-36.0% | $4,530-45.8% |
| Admin fee / account holder | $217 | $398-45.5% | $5,479-96.0% | $347-37.6% |