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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,586 | $83,485+315.1% | $125,180+176.9% | $72,983+374.9% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 19.39% | 25.78%-6.4pp | 43.79%-24.4pp | 81.01%-61.6pp |
| Employer contribution / active EE | $5,423 | $2,346+131.2% | $3,866+40.3% | $2,440+122.3% |
| Participant deferral / active EE | $5,527 | $3,586+54.1% | $4,937+12.0% | $3,608+53.2% |
| Admin fee / account holder | $29,275 | $5,518+430.5% | $9,703+201.7% | $5,124+471.3% |