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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,368 | $61,390+32.5% | $112,228-27.5% | $75,177+8.2% |
| Participation rate | 78.7% | 61.6%+17.0pp | 72.4%+6.2pp | 67.2%+11.4pp |
| Annual return | 17.39% | 28.47%-11.1pp | 30.23%-12.8pp | 160.75%-143.4pp |
| Employer contribution / active EE | $1,576 | $2,015-21.8% | $3,432-54.1% | $2,671-41.0% |
| Participant deferral / active EE | $5,220 | $3,108+68.0% | $4,800+8.8% | $4,126+26.5% |
| Admin fee / account holder | $405 | $4,862-91.7% | $7,752-94.8% | $5,651-92.8% |