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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,950 | $52,836+53.2% | $105,736-23.4% | $64,173+26.1% |
| Participation rate | 79.6% | 66.5%+13.1pp | 76.3%+3.3pp | 69.6%+10.1pp |
| Annual return | -7.74% | 14.30%-22.0pp | 6.27%-14.0pp | 7.63%-15.4pp |
| Employer contribution / active EE | $1,823 | $1,827-0.2% | $3,268-44.2% | $2,381-23.4% |
| Participant deferral / active EE | $3,947 | $2,545+55.1% | $4,080-3.2% | $3,470+13.8% |
| Admin fee / account holder | $3,733 | $3,959-5.7% | $6,913-46.0% | $4,887-23.6% |