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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,907 | $126,661-24.3% | $113,397-15.4% | $138,895-31.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 9.66% | 25.05%-15.4pp | 23.20%-13.5pp | 145.39%-135.7pp |
| Employer contribution / active EE | $3,475 | $3,456+0.6% | $2,977+16.7% | $4,194-17.1% |
| Participant deferral / active EE | $5,469 | $5,693-3.9% | $5,076+7.7% | $6,396-14.5% |
| Admin fee / account holder | $28,744 | $14,549+97.6% | $11,957+140.4% | $12,562+128.8% |