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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,668 | $91,537-75.2% | $130,045-82.6% | $75,173-69.8% |
| Participation rate | 92.3% | 71.5%+20.9pp | 78.5%+13.8pp | 67.2%+25.1pp |
| Annual return | 4.68% | -631.55%+636.2pp | -137.30%+142.0pp | 160.72%-156.0pp |
| Employer contribution / active EE | $7,246 | $2,845+154.7% | $4,321+67.7% | $2,671+171.3% |
| Participant deferral / active EE | $0 | $4,343-100.0% | $5,820-100.0% | $4,126-100.0% |
| Admin fee / account holder | $53,054 | $6,780+682.5% | $10,600+400.5% | $5,651+838.9% |