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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,248 | $152,619-55.3% | $125,195-45.5% | $152,909-55.4% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 4.63% | 54.85%-50.2pp | 43.79%-39.2pp | 345.46%-340.8pp |
| Employer contribution / active EE | $4,737 | $4,947-4.3% | $3,866+22.5% | $4,764-0.6% |
| Participant deferral / active EE | $6,796 | $5,869+15.8% | $4,937+37.7% | $5,851+16.2% |
| Admin fee / account holder | $1,873 | $13,437-86.1% | $9,704-80.7% | $11,601-83.9% |