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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,140 | $58,234-20.8% | $81,783-43.6% | $80,874-42.9% |
| Participation rate | 65.7% | 63.4%+2.3pp | 72.4%-6.6pp | 67.6%-1.9pp |
| Annual return | 15.46% | 41.70%-26.2pp | 775.05%-759.6pp | 35.62%-20.2pp |
| Employer contribution / active EE | $2,306 | $2,341-1.5% | $2,913-20.8% | $2,756-16.3% |
| Participant deferral / active EE | $3,721 | $3,283+13.3% | $4,320-13.9% | $4,297-13.4% |
| Admin fee / account holder | $1,001 | $4,982-79.9% | $7,380-86.4% | $6,935-85.6% |