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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,734 | $154,193-36.6% | $130,045-24.8% | $139,466-29.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 12.72% | 32.51%-19.8pp | -137.30%+150.0pp | 373.66%-360.9pp |
| Employer contribution / active EE | $3,385 | $5,292-36.0% | $4,321-21.7% | $4,754-28.8% |
| Participant deferral / active EE | $9,506 | $6,709+41.7% | $5,820+63.3% | $6,712+41.6% |
| Admin fee / account holder | $789 | $13,989-94.4% | $10,600-92.6% | $11,409-93.1% |