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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,991 | $142,409-42.4% | $119,634-31.5% | $134,545-39.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -15.21% | -12.46%-2.8pp | -14.98%-0.2pp | 418.37%-433.6pp |
| Employer contribution / active EE | $9,419 | $5,224+80.3% | $4,232+122.5% | $4,742+98.7% |
| Participant deferral / active EE | $8,469 | $6,468+30.9% | $5,601+51.2% | $6,401+32.3% |
| Admin fee / account holder | $626 | $13,594-95.4% | $10,329-93.9% | $11,431-94.5% |