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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,900 | $72,492+18.5% | $87,104-1.4% | $72,975+17.7% |
| Participation rate | 74.2% | 72.8%+1.4pp | 76.9%-2.7pp | 69.5%+4.7pp |
| Annual return | 14.67% | 24.46%-9.8pp | 28.19%-13.5pp | 81.01%-66.3pp |
| Employer contribution / active EE | $1,876 | $1,894-0.9% | $2,521-25.6% | $2,440-23.1% |
| Participant deferral / active EE | $3,484 | $3,270+6.5% | $4,048-14.0% | $3,608-3.4% |
| Admin fee / account holder | $28,582 | $5,055+465.4% | $7,491+281.6% | $5,124+457.8% |