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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,537 | $65,027+173.0% | $90,970+95.2% | $79,852+122.3% |
| Participation rate | 81.8% | 61.6%+20.2pp | 69.0%+12.8pp | 69.6%+12.2pp |
| Annual return | 7.80% | 30.45%-22.7pp | 134.58%-126.8pp | 31.72%-23.9pp |
| Employer contribution / active EE | $6,735 | $1,247+439.9% | $2,122+217.3% | $2,471+172.5% |
| Participant deferral / active EE | $3,644 | $2,512+45.1% | $3,373+8.0% | $3,740-2.6% |
| Admin fee / account holder | $1,226 | $4,535-73.0% | $5,960-79.4% | $5,306-76.9% |