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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,443 | $58,493+208.5% | $84,021+114.8% | $72,975+147.3% |
| Participation rate | 73.3% | 61.2%+12.1pp | 69.0%+4.3pp | 69.5%+3.8pp |
| Annual return | 4.10% | 28.93%-24.8pp | 71.32%-67.2pp | 81.01%-76.9pp |
| Employer contribution / active EE | $4,724 | $1,163+306.2% | $1,984+138.1% | $2,440+93.6% |
| Participant deferral / active EE | $3,539 | $2,394+47.8% | $3,239+9.2% | $3,608-1.9% |
| Admin fee / account holder | $3,114 | $4,569-31.8% | $6,102-49.0% | $5,124-39.2% |