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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,124 | $80,992-9.7% | $96,534-24.3% | $75,173-2.7% |
| Participation rate | 78.4% | 71.8%+6.6pp | 76.0%+2.5pp | 67.2%+11.2pp |
| Annual return | 14.54% | 27.05%-12.5pp | 25.88%-11.3pp | 160.72%-146.2pp |
| Employer contribution / active EE | $1,040 | $2,283-54.5% | $2,965-64.9% | $2,671-61.1% |
| Participant deferral / active EE | $4,486 | $3,929+14.2% | $4,851-7.5% | $4,126+8.7% |
| Admin fee / account holder | $3,983 | $6,717-40.7% | $8,253-51.7% | $5,651-29.5% |