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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC2 years Filed as: FUTUREPLAN BY ASCENSUS Service code 15 · EIN 82-3719843 | Recordkeeping | $17,885 |
JONES & MALHOTRA2 years Filed as: JONES & MALHORTRA CERTIFIED PUBLIC Service code 10 · EIN 95-4668647 | Accounting | $10,000 |
Filed as: TRANSAMERICA FINANCIAL LIFE INSUR C Service code 15 · EIN 36-6071399 | Recordkeeping | $5,306 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,011 | $82,674-27.4% | $125,381-52.1% | $68,486-12.4% |
| Participation rate | 71.7% | 75.1%-3.4pp | 82.4%-10.7pp | 67.9%+3.8pp |
| Annual return | -15.79% | -5.97%-9.8pp | 572.31%-588.1pp | -7.85%-7.9pp |
| Employer contribution / active EE | $1,006 | $3,382-70.2% | $4,815-79.1% | $2,597-61.2% |
| Participant deferral / active EE | $4,490 | $6,111-26.5% | $7,448-39.7% | $4,028+11.5% |
| Admin fee / account holder | $477 | $6,277-92.4% | $10,007-95.2% | $5,404-91.2% |