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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $524,241 | $100,125+423.6% | $81,482+543.4% | $145,978+259.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 12.92% | 34.44%-21.5pp | 24.79%-11.9pp | 550.52%-537.6pp |
| Employer contribution / active EE | $12,462 | $2,977+318.5% | $2,463+406.0% | $4,662+167.3% |
| Participant deferral / active EE | $2,843 | $4,609-38.3% | $3,885-26.8% | $6,690-57.5% |
| Admin fee / account holder | $3,401 | $8,198-58.5% | $5,761-41.0% | $13,400-74.6% |