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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,349 | $182,442+68.5% | $163,379+88.1% | $138,895+121.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 4.45% | 72.74%-68.3pp | 63.41%-59.0pp | 145.39%-140.9pp |
| Employer contribution / active EE | $5,833 | $4,159+40.2% | $3,752+55.5% | $4,194+39.1% |
| Participant deferral / active EE | $6,875 | $6,817+0.9% | $6,282+9.4% | $6,396+7.5% |
| Admin fee / account holder | $6,187 | $10,396-40.5% | $9,818-37.0% | $12,562-50.7% |