Retirement plan

WD-40 COMPANY PROFIT SHARING/401(K) PLAN

Name: WD-40 COMPANY - WD-40 COMPANY PROFIT SHARING/401(K) PLAN (2019) Form 5500
Creator: WD-40 COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WD-40 COMPANY PROFIT SHARING/401(K) PLAN, WD-40 COMPANY

WD-40 COMPANYEIN 95-1797918Plan #002PY 2019

9715 BUSINESSPARK AVE - SAN DIEGO, CA 921311642858-251-5620wd40company.comLinkedIn501-1000 employeesconsumer goods

Prospect flagsHigh feesHigh assets / participantCorrective distributions

Top hat statement on fileNQDC

Filed December 22, 1992

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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How to read this page

Total assets (EOY)

$94.9M

+16.7% from 2018

Total participants

230

+4.5% from 2018

Average account balance

$427,491

+13.5% from 2018

Annual return

18.81%

+18.37 pp from 2018

Benchmarks

See 2,364 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,364 peers

Snapshot2019

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$116.76M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$378K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

309

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$9.06M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$37K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.21%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$693

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE4 years Service code 15 · EIN 84-1455663 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping	$82,203
RESOURCES INVESTMENT ADVISORS LLC1 year Filed as: RESOURCES INVESTMENT ADVISORS Service code 27 · EIN 43-1451524 4860 COLLEGE BLVD. STE 100 · LEAWOOD, KS 66211	Advisory (Plan)	$37,180
IFP ADVISORS INC DBA INDEPENDENT FI1 year Filed as: IFP ADVISORS INC Service code 27 · EIN 59-3331424 4830 N ROCKY POINT DR W STE 700 · TAMPA, FL 33607	Advisory (Plan)	$29,519
QDRO CONSULTANTS COMPANY, LLC1 year Filed as: QDRO CONSULTANTS COMPANY Service code 16 · EIN 34-1820650 3071 PEARL ROAD · MEDINA, OH 44256	Consulting	$600

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$120K

$635 / participant

Investment mgmt$67K55.6%
Other / not subdivided$53K44.4%

% of EOY assets

0.126%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: JGD & ASSOCIATES LLP
Auditor EIN: 953132551
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$427,491

$86,332+395.2%

$125,175+241.5%

$65,185+555.8%

Participation rate

95.8%

75.3%+20.5pp

79.8%+16.0pp

70.2%+25.6pp

Annual return

18.81%

27.43%-8.6pp

43.79%-25.0pp

29.38%-10.6pp

Employer contribution / active EE

$20,003

$2,040+880.7%

$3,865+417.5%

$2,177+819.0%

Participant deferral / active EE

$8,927

$3,537+152.4%

$4,937+80.8%

$3,514+154.1%

Admin fee / account holder

$540

$609-11.3%

$9,702-94.4%

$847-36.2%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE4 years

Service code 15 · EIN 84-1455663

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping

$82,203

RESOURCES INVESTMENT ADVISORS LLC1 year

Filed as: RESOURCES INVESTMENT ADVISORS

Service code 27 · EIN 43-1451524

4860 COLLEGE BLVD. STE 100 · LEAWOOD, KS 66211

Advisory (Plan)

$37,180

IFP ADVISORS INC DBA INDEPENDENT FI1 year

Filed as: IFP ADVISORS INC

Service code 27 · EIN 59-3331424

4830 N ROCKY POINT DR W STE 700 · TAMPA, FL 33607

Advisory (Plan)

$29,519

QDRO CONSULTANTS COMPANY, LLC1 year

Filed as: QDRO CONSULTANTS COMPANY

Service code 16 · EIN 34-1820650

3071 PEARL ROAD · MEDINA, OH 44256

Consulting

$600

WD-40 COMPANY PROFIT SHARING/401(K) PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WD-40 COMPANY PROFIT SHARING/401(K) PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion