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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $514,010 | $106,524+382.5% | $152,301+237.5% | $87,485+487.5% |
| Participation rate | 88.1% | 75.8%+12.3pp | 82.4%+5.6pp | 68.9%+19.2pp |
| Annual return | 15.71% | 26.89%-11.2pp | 80.50%-64.8pp | 26.06%-10.4pp |
| Employer contribution / active EE | $16,881 | $3,371+400.7% | $4,624+265.0% | $2,596+550.2% |
| Participant deferral / active EE | $11,584 | $6,525+77.5% | $8,004+44.7% | $4,274+171.1% |
| Admin fee / account holder | $19,767 | $8,287+138.5% | $14,398+37.3% | $7,775+154.2% |