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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,535 | $44,103-1.3% | $75,826-42.6% | $64,173-32.2% |
| Participation rate | 88.1% | 62.7%+25.3pp | 68.2%+19.8pp | 69.6%+18.5pp |
| Annual return | -5.24% | -4.72%-0.5pp | 1914.15%-1919.4pp | 7.63%-12.9pp |
| Employer contribution / active EE | $1,665 | $1,446+15.2% | $1,913-13.0% | $2,381-30.1% |
| Participant deferral / active EE | $2,833 | $2,204+28.5% | $2,862-1.0% | $3,470-18.3% |
| Admin fee / account holder | $4,659 | $3,506+32.9% | $4,726-1.4% | $4,887-4.7% |