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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,994 | $148,629+5.0% | $135,982+14.7% | $139,487+11.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.24% | 79.33%-61.1pp | 68.32%-50.1pp | 373.84%-355.6pp |
| Employer contribution / active EE | $9,690 | $5,247+84.7% | $4,859+99.4% | $4,755+103.8% |
| Participant deferral / active EE | $10,790 | $8,102+33.2% | $7,760+39.0% | $6,713+60.7% |
| Admin fee / account holder | $1,506 | $12,406-87.9% | $10,767-86.0% | $11,407-86.8% |