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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,550 | $138,114+8.3% | $125,391+19.3% | $134,545+11.2% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -17.87% | 750.88%-768.8pp | 572.41%-590.3pp | 418.37%-436.2pp |
| Employer contribution / active EE | $10,811 | $5,246+106.1% | $4,816+124.5% | $4,742+128.0% |
| Participant deferral / active EE | $11,966 | $7,801+53.4% | $7,448+60.7% | $6,401+86.9% |
| Admin fee / account holder | $2,857 | $11,570-75.3% | $10,009-71.5% | $11,431-75.0% |