See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: PRINCIPAL LIFE INSURANCE Service code 13 · EIN 42-0127290 | Contract Administrator | $9,204 |
Filed as: WILSHIRE ADVISORS Service code 27 | Advisory (Plan) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,021 | $58,264-67.4% | $86,612-78.0% | $71,457-73.4% |
| Participation rate | 30.4% | 65.0%-34.6pp | 71.7%-41.3pp | 67.9%-37.5pp |
| Annual return | 15.19% | 21.63%-6.4pp | 591.07%-575.9pp | 28.85%-13.7pp |
| Employer contribution / active EE | $859 | $2,574-66.6% | $3,022-71.6% | $2,588-66.8% |
| Participant deferral / active EE | $1,512 | $3,436-56.0% | $4,438-65.9% | $4,289-64.8% |
| Admin fee / account holder | $183 | $1,057-82.7% | $5,614-96.7% | $1,587-88.5% |