Retirement plan

403 B THRIFT PLAN OF THE UNITED WAY OF THE INLAND VALLEYS

Name: THE UNITED WAY OF THE INLAND VALLEYS, INC - 403 B THRIFT PLAN OF THE UNITED WAY OF THE INLAND VALLEYS (2017) Form 5500
Creator: THE UNITED WAY OF THE INLAND VALLEYS, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403 B THRIFT PLAN OF THE UNITED WAY OF THE INLAND VALLEYS, THE UNITED WAY OF THE INLAND VALLEYS, INC

THE UNITED WAY OF THE INLAND VALLEYS, INCdba UNITED WAY OF THE INLAND VALLEYSEIN 95-1742174Plan #002PY 2017

1835 CHICAGO AVE STE B - RIVERSIDE, CA 925072309951-697-4700

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$447K

+28.1% from 2016

Total participants

+7.7% from 2016

Average account balance

$49,686

+85.1% from 2016

Annual return

12.05%

+9.05 pp from 2016

Benchmarks

See 32,058 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort32,058 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.57M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$27K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

53.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$335K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6166

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$171K

$24458 / participant

Other / not subdivided$171K100.0%

% of EOY assets

38.287%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$49,686

$99,011-49.8%

$86,582-42.6%

$147,586-66.3%

Participation rate

28.6%

76.3%-47.8pp

73.5%-45.0pp

82.8%-54.3pp

Annual return

12.05%

1312.75%-1300.7pp

965.08%-953.0pp

578.59%-566.5pp

Employer contribution / active EE

$2,510

$3,132-19.9%

$2,839-11.6%

$4,876-48.5%

Participant deferral / active EE

$6,705

$3,972+68.8%

$3,609+85.8%

$5,439+23.3%

Admin fee / account holder

$19,023

$5,709+233.2%

$4,904+287.9%

$10,886+74.8%

403 B THRIFT PLAN OF THE UNITED WAY OF THE INLAND VALLEYS

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403 B THRIFT PLAN OF THE UNITED WAY OF THE INLAND VALLEYS

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion