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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,624 | $166,131+12.3% | $164,975+13.1% | $145,877+27.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.84% | 100.37%-89.5pp | 70.12%-59.3pp | 551.28%-540.4pp |
| Employer contribution / active EE | $7,774 | $5,276+47.4% | $4,343+79.0% | $4,663+66.7% |
| Participant deferral / active EE | $3,946 | $6,962-43.3% | $6,033-34.6% | $6,691-41.0% |
| Admin fee / account holder | $1,120 | $16,648-93.3% | $12,688-91.2% | $13,402-91.6% |