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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,818 | $91,537+221.0% | $130,045+125.9% | $75,173+290.9% |
| Participation rate | 96.1% | 71.5%+24.6pp | 78.5%+17.6pp | 67.2%+28.8pp |
| Annual return | 19.88% | -631.55%+651.4pp | -137.30%+157.2pp | 160.72%-140.8pp |
| Employer contribution / active EE | $4,020 | $2,845+41.3% | $4,321-7.0% | $2,671+50.5% |
| Participant deferral / active EE | $9,018 | $4,343+107.7% | $5,820+55.0% | $4,126+118.6% |
| Admin fee / account holder | $9,516 | $6,780+40.4% | $10,600-10.2% | $5,651+68.4% |