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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,165 | $91,559+210.4% | $133,978+112.1% | $79,856+255.8% |
| Participation rate | 95.0% | 73.3%+21.7pp | 79.8%+15.2pp | 69.6%+25.4pp |
| Annual return | 15.53% | 61.85%-46.3pp | 45.10%-29.6pp | 31.71%-16.2pp |
| Employer contribution / active EE | $3,698 | $2,384+55.1% | $3,919-5.6% | $2,471+49.6% |
| Participant deferral / active EE | $7,565 | $3,734+102.6% | $5,047+49.9% | $3,741+102.2% |
| Admin fee / account holder | $3,224 | $6,321-49.0% | $8,930-63.9% | $5,306-39.2% |