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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,302 | $101,795+232.3% | $165,100+104.9% | $80,959+317.9% |
| Participation rate | 96.0% | 71.8%+24.2pp | 78.6%+17.4pp | 67.7%+28.3pp |
| Annual return | 14.56% | 16.73%-2.2pp | 70.21%-55.7pp | 35.67%-21.1pp |
| Employer contribution / active EE | $1,784 | $2,954-39.6% | $4,348-59.0% | $2,757-35.3% |
| Participant deferral / active EE | $9,235 | $4,476+106.3% | $6,035+53.0% | $4,300+114.7% |
| Admin fee / account holder | $10,065 | $8,221+22.4% | $12,696-20.7% | $6,925+45.3% |