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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,738 | $56,339+29.1% | $104,299-30.3% | $68,490+6.2% |
| Participation rate | 64.6% | 63.3%+1.3pp | 73.3%-8.7pp | 67.9%-3.3pp |
| Annual return | -11.40% | -9.19%-2.2pp | 24.62%-36.0pp | -7.85%-3.5pp |
| Employer contribution / active EE | $1,688 | $1,960-13.9% | $3,373-50.0% | $2,597-35.0% |
| Participant deferral / active EE | $3,356 | $3,077+9.1% | $4,626-27.4% | $4,028-16.7% |
| Admin fee / account holder | $14,282 | $4,902+191.4% | $7,339+94.6% | $5,403+164.3% |