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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,033 | $64,324+10.4% | $118,914-40.3% | $79,856-11.0% |
| Participation rate | 60.0% | 64.9%-4.9pp | 75.4%-15.4pp | 69.6%-9.6pp |
| Annual return | 20.07% | 86.45%-66.4pp | 35.89%-15.8pp | 31.71%-11.6pp |
| Employer contribution / active EE | $1,524 | $1,836-17.0% | $3,264-53.3% | $2,471-38.3% |
| Participant deferral / active EE | $2,788 | $2,824-1.3% | $4,266-34.6% | $3,741-25.5% |
| Admin fee / account holder | $10,628 | $4,040+163.1% | $6,582+61.5% | $5,306+100.3% |