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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,881 | $54,239-24.6% | $70,098-41.7% | $68,495-40.3% |
| Participation rate | 70.4% | 64.5%+5.9pp | 70.5%-0.1pp | 67.9%+2.5pp |
| Annual return | -12.55% | -13.87%+1.3pp | 190.76%-203.3pp | -7.84%-4.7pp |
| Employer contribution / active EE | $0 | $2,019-100.0% | $2,560-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,277 | $2,957-56.8% | $3,849-66.8% | $4,028-68.3% |
| Admin fee / account holder | $1,565 | $4,691-66.6% | $6,266-75.0% | $5,403-71.0% |