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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,714 | $84,236-81.3% | $170,439-90.8% | $70,124-77.6% |
| Participation rate | 71.9% | 70.8%+1.0pp | 83.6%-11.7pp | 69.5%+2.3pp |
| Annual return | 7.40% | 23.06%-15.7pp | 205.94%-198.5pp | 73.14%-65.7pp |
| Employer contribution / active EE | $186 | $3,387-94.5% | $5,433-96.6% | $2,342-92.0% |
| Participant deferral / active EE | $2,064 | $3,086-33.1% | $4,939-58.2% | $3,332-38.0% |
| Admin fee / account holder | $5,325 | $5,698-6.5% | $13,881-61.6% | $4,645+14.6% |