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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,370 | $77,638-82.8% | $156,551-91.5% | $62,881-78.7% |
| Participation rate | 88.9% | 71.2%+17.7pp | 84.0%+4.9pp | 69.3%+19.6pp |
| Annual return | 5.08% | 50.33%-45.2pp | 32.23%-27.1pp | 20.14%-15.1pp |
| Employer contribution / active EE | $207 | $3,444-94.0% | $5,501-96.2% | $2,281-90.9% |
| Participant deferral / active EE | $1,974 | $3,046-35.2% | $4,871-59.5% | $3,203-38.4% |
| Admin fee / account holder | $341 | $5,561-93.9% | $13,028-97.4% | $4,296-92.1% |