Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,672 | $72,404+7.3% | $110,241-29.5% | $64,181+21.0% |
| Participation rate | 57.7% | 73.3%-15.6pp | 79.8%-22.1pp | 69.6%-11.9pp |
| Annual return | -8.14% | -6.29%-1.8pp | 314.75%-322.9pp | 7.63%-15.8pp |
| Employer contribution / active EE | $1,058 | $2,282-53.6% | $3,827-72.4% | $2,381-55.6% |
| Participant deferral / active EE | $2,489 | $3,469-28.3% | $4,672-46.7% | $3,470-28.3% |
| Admin fee / account holder | $3,012 | $5,664-46.8% | $8,548-64.8% | $4,887-38.4% |