See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,569 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,239 | $58,828+0.7% | $77,999-24.1% | $62,891-5.8% |
| Participation rate | 58.7% | 71.1%-12.4pp | 75.5%-16.8pp | 69.3%-10.6pp |
| Annual return | 2.88% | 17.16%-14.3pp | 425.96%-423.1pp | 20.14%-17.3pp |
| Employer contribution / active EE | $128 | $1,672-92.3% | $2,470-94.8% | $2,281-94.4% |
| Participant deferral / active EE | $3,451 | $2,686+28.5% | $3,497-1.3% | $3,203+7.7% |
| Admin fee / account holder | $30 | $4,393-99.3% | $5,480-99.4% | $4,296-99.3% |