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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,145 | $135,645-68.9% | $110,243-61.8% | $135,380-68.9% |
| Participation rate | 71.4% | 83.5%-12.0pp | 79.8%-8.4pp | 82.6%-11.2pp |
| Annual return | -9.82% | 513.24%-523.1pp | 314.76%-324.6pp | 519.81%-529.6pp |
| Employer contribution / active EE | $1,644 | $4,907-66.5% | $3,827-57.0% | $4,779-65.6% |
| Participant deferral / active EE | $10,923 | $5,507+98.4% | $4,672+133.8% | $5,609+94.7% |
| Admin fee / account holder | $5,315 | $11,458-53.6% | $8,548-37.8% | $10,828-50.9% |