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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,046 | $201,372-25.5% | $184,260-18.6% | $145,884+2.9% |
| Participation rate | 93.3% | 87.5%+5.8pp | 86.8%+6.5pp | 80.3%+13.0pp |
| Annual return | 6.31% | 29.04%-22.7pp | 28.84%-22.5pp | 551.85%-545.5pp |
| Employer contribution / active EE | $1,561 | $7,024-77.8% | $6,427-75.7% | $4,662-66.5% |
| Participant deferral / active EE | $3,240 | $9,808-67.0% | $9,133-64.5% | $6,690-51.6% |
| Admin fee / account holder | $56,347 | $16,362+244.4% | $13,898+305.4% | $13,392+320.8% |