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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,404 | $209,874-5.5% | $189,537+4.7% | $167,536+18.4% |
| Participation rate | 93.8% | 88.7%+5.1pp | 87.8%+5.9pp | 82.1%+11.6pp |
| Annual return | 10.74% | 748.61%-737.9pp | 555.34%-544.6pp | 478.82%-468.1pp |
| Employer contribution / active EE | $1,573 | $6,913-77.2% | $6,161-74.5% | $4,839-67.5% |
| Participant deferral / active EE | $3,176 | $8,934-64.4% | $8,220-61.4% | $6,342-49.9% |
| Admin fee / account holder | $4,564 | $14,299-68.1% | $12,048-62.1% | $12,315-62.9% |