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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,295 | $45,566+218.9% | $64,105+126.7% | $59,633+143.6% |
| Participation rate | 69.2% | 60.2%+9.1pp | 68.2%+1.1pp | 68.7%+0.6pp |
| Annual return | 1.97% | 4.95%-3.0pp | 791.24%-789.3pp | 2041.45%-2039.5pp |
| Employer contribution / active EE | $942 | $934+0.8% | $1,820-48.3% | $2,203-57.3% |
| Participant deferral / active EE | $3,252 | $2,057+58.1% | $2,822+15.3% | $3,192+1.9% |
| Admin fee / account holder | $275 | $3,268-91.6% | $4,499-93.9% | $4,297-93.6% |