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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,771 | $59,819+56.8% | $79,583+17.8% | $68,490+36.9% |
| Participation rate | 95.1% | 61.1%+34.0pp | 69.5%+25.6pp | 67.9%+27.2pp |
| Annual return | -17.15% | -12.30%-4.9pp | 0.16%-17.3pp | -7.85%-9.3pp |
| Employer contribution / active EE | $0 | $1,505-100.0% | $2,414-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $7,374 | $3,025+143.8% | $3,986+85.0% | $4,028+83.1% |
| Admin fee / account holder | $33,026 | $4,835+583.0% | $6,835+383.2% | $5,403+511.3% |