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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,865 | $70,418+92.9% | $96,570+40.7% | $85,847+58.3% |
| Participation rate | 95.3% | 61.8%+33.5pp | 69.8%+25.5pp | 69.3%+26.0pp |
| Annual return | 14.31% | 18.59%-4.3pp | 37.79%-23.5pp | 318.61%-304.3pp |
| Employer contribution / active EE | $0 | $1,413-100.0% | $2,357-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $6,795 | $2,894+134.8% | $3,849+76.5% | $3,952+71.9% |
| Admin fee / account holder | $2,551 | $4,995-48.9% | $6,182-58.7% | $6,261-59.3% |