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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,056 | $58,099+1.6% | $76,902-23.2% | $75,177-21.4% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.6%+30.4pp | 67.2%+32.8pp |
| Annual return | 15.40% | 26.71%-11.3pp | 37.91%-22.5pp | 160.75%-145.4pp |
| Employer contribution / active EE | $5,459 | $1,996+173.6% | $2,534+115.4% | $2,671+104.4% |
| Participant deferral / active EE | $4,123 | $2,999+37.5% | $3,833+7.6% | $4,126-0.1% |
| Admin fee / account holder | $7,145 | $4,778+49.5% | $5,479+30.4% | $5,651+26.4% |