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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,151 | $58,391-9.0% | $76,667-30.7% | $72,976-27.2% |
| Participation rate | 100.0% | 67.4%+32.6pp | 72.1%+27.9pp | 69.5%+30.5pp |
| Annual return | 20.79% | 2306.65%-2285.9pp | 1166.74%-1145.9pp | 81.02%-60.2pp |
| Employer contribution / active EE | $4,517 | $1,787+152.8% | $2,303+96.1% | $2,440+85.1% |
| Participant deferral / active EE | $3,698 | $2,690+37.5% | $3,336+10.9% | $3,608+2.5% |
| Admin fee / account holder | $6,670 | $4,014+66.1% | $6,423+3.8% | $5,124+30.2% |