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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,011 | $228,352-17.2% | $185,827+1.7% | $158,950+18.9% |
| Participation rate | 95.5% | 82.3%+13.1pp | 78.0%+17.4pp | 82.0%+13.5pp |
| Annual return | 11.70% | 40.81%-29.1pp | 35.96%-24.3pp | 302.91%-291.2pp |
| Employer contribution / active EE | $5,215 | $4,967+5.0% | $4,087+27.6% | $4,762+9.5% |
| Participant deferral / active EE | $10,765 | $6,416+67.8% | $5,633+91.1% | $5,983+79.9% |
| Admin fee / account holder | $4,466 | $11,867-62.4% | $9,502-53.0% | $11,248-60.3% |