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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,922 | $36,694+270.4% | $40,145,923-99.7% | $55,167+146.4% |
| Participation rate | 31.7% | 57.2%-25.5pp | 68.4%-36.7pp | 69.0%-37.3pp |
| Annual return | 10.26% | 10.16%+0.1pp | 5.24%+5.0pp | 169.23%-159.0pp |
| Employer contribution / active EE | $532 | $1,135-53.1% | $1,844-71.2% | $1,963-72.9% |
| Participant deferral / active EE | $1,854 | $1,679+10.4% | $2,591-28.4% | $3,054-39.3% |
| Admin fee / account holder | $5,378 | $175+2967.5% | $2,903+85.2% | $504+967.3% |