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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,136 | $27,943+433.7% | $58,507+154.9% | $75,177+98.4% |
| Participation rate | 50.0% | 38.8%+11.2pp | 50.9%-0.9pp | 67.2%-17.2pp |
| Annual return | 20.41% | 44.22%-23.8pp | 4252.32%-4231.9pp | 160.75%-140.3pp |
| Employer contribution / active EE | $1,191 | $670+77.8% | $1,053+13.1% | $2,671-55.4% |
| Participant deferral / active EE | $4,755 | $1,202+295.7% | $1,922+147.4% | $4,126+15.2% |
| Admin fee / account holder | $2,955 | $1,727+71.1% | $2,486+18.9% | $5,651-47.7% |