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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,759 | $27,639+286.3% | $61,501+73.6% | $68,490+55.9% |
| Participation rate | 68.0% | 39.5%+28.5pp | 52.6%+15.4pp | 67.9%+0.1pp |
| Annual return | -18.99% | -13.19%-5.8pp | 339.04%-358.0pp | -7.85%-11.1pp |
| Employer contribution / active EE | $1,657 | $696+138.0% | $1,160+42.9% | $2,597-36.2% |
| Participant deferral / active EE | $6,575 | $1,264+420.3% | $2,125+209.5% | $4,028+63.2% |
| Admin fee / account holder | $4,176 | $2,012+107.5% | $2,132+95.9% | $5,403-22.7% |