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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,165 | $29,716+408.7% | $56,077+169.6% | $80,925+86.8% |
| Participation rate | 55.6% | 41.7%+13.9pp | 52.5%+3.1pp | 67.7%-12.1pp |
| Annual return | 17.35% | 35.30%-17.9pp | 1709.28%-1691.9pp | 35.65%-18.3pp |
| Employer contribution / active EE | $1,387 | $671+106.6% | $1,040+33.3% | $2,756-49.7% |
| Participant deferral / active EE | $5,399 | $1,228+339.5% | $1,954+176.3% | $4,299+25.6% |
| Admin fee / account holder | $1,955 | $2,432-19.6% | $2,825-30.8% | $6,940-71.8% |