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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,165 | $29,667+409.5% | $56,441+167.8% | $80,874+86.9% |
| Participation rate | 55.6% | 41.7%+13.9pp | 52.5%+3.1pp | 67.6%-12.1pp |
| Annual return | 17.35% | 35.22%-17.9pp | 1704.21%-1686.9pp | 35.62%-18.3pp |
| Employer contribution / active EE | $1,387 | $669+107.1% | $1,039+33.4% | $2,756-49.7% |
| Participant deferral / active EE | $5,399 | $1,227+340.2% | $1,953+176.5% | $4,297+25.7% |
| Admin fee / account holder | $1,955 | $2,429-19.5% | $2,829-30.9% | $6,935-71.8% |